v0.2.0
Alpha
May 2026
✦ New
- Onboarding flow for new users with privacy notice and guided setup order
- Spending trends chart on Expenses page showing last 6 months by category
- Month over month expense comparison summary cards
- Bill due date calendar showing all loan, credit card, and mortgage payments
- Clicking due date items navigates directly to the relevant page
- Debt payoff planner with Avalanche and Snowball strategy calculator
- Extra monthly payment input showing interest and time saved
- Side by side strategy comparison table
- Savings goals page with target amount, date, and progress tracking
- Emoji picker for savings goal personalization
- Monthly savings needed calculation based on target date
- Net worth history page with manual snapshot capture
- Line chart showing net worth, assets, and debt over time
- Toggle individual lines on the net worth chart
- Recurring expenses tracking for subscriptions and bills
- Log Now button instantly adds recurring expense to expenses and advances due date
- Pause and Resume functionality for inactive recurring expenses
- Display name now persists to database and shows on dashboard greeting
- Discord community server — join at discord.gg/VWkmAMHXBg
↑ Improved
- Git version control set up with develop and master branches
- Forgot password flow added to login screen
- Branded email templates for verification and password reset
- Custom SMTP via Resend — emails now come from noreply@clearbookledgr.com
- Web app deployed at app.clearbookledgr.com
- Dedicated download page with Windows security disclaimer
- Landing page updated to lead with web app over desktop installer
✕ Known Issues
- Payment history edit not yet available — delete and re-enter as workaround
- Net worth snapshots are manual — automatic scheduling planned for v0.3.0
- Windows desktop app may conflict with Smart App Control — web app recommended
- Mac desktop app not yet available — planned for beta release
v0.1.0
Alpha
May 2026
✦ New
- Initial Alpha Release!
- Installment loan tracking with automatic amortization schedules and payoff projections
- Credit card tracking with utilization percentage and payoff timeline
- Mortgage tracking with full PITI breakdown including escrow and PMI
- Income tracking with weekly, bi-weekly, monthly, and yearly frequency support
- Pre-tax income field with automatic tax burden and effective tax rate calculation
- Budget categories with monthly allocation and spending tracking
- Expense logging linked to budget categories
- Bank account tracking with APY and estimated annual interest
- Investment account tracking for 401(k), Roth IRA, IRA, brokerage, and HSA
- Live net worth dashboard pulling from all accounts — assets, liabilities, home equity, and cash flow
- Payment history logging for loans, credit cards, and mortgages with principal/interest/escrow breakdown
- Delete payment with automatic balance restoration
- Full amortization schedule viewer on installment loans and mortgages
- Budget vs actual bar chart with color-coded spending thresholds
- CSV export on every page with timestamped filenames and toast notification
- PDF financial summary report export from the dashboard
- Tooltips and info banners on all data entry pages
- Edit functionality on all entries across all pages
- Settings page with password change, display name, and account deletion
- Forgot password flow with email reset link
- Terms of Service and Privacy Policy in app and on website
- Dark mode UI throughout
- Collapsible sidebar navigation
- PMI alert when LTV drops to or below 80%
- Custom app icon and window title branding
- Web app available at app.clearbookledgr.com
- Windows desktop installer (.exe) available for advanced users
- Dedicated download page with Windows security disclaimer
- Branded email templates for account verification and password reset
- Website live at clearbookledgr.com with changelog, terms, and privacy pages
✕ Known Issues
- Display name on Settings page is not yet persisted to the database
- Windows desktop app may conflict with Smart App Control — web app recommended for most users
- Code signing not yet implemented — planned for beta release
- Mac desktop app not yet available — planned for beta release